The TruthPoint
Financial IRA
Saving and investing for retirement has never been easier. With the TruthPoint IRA, you have access to fast online setup, competitive fees, and a wide range of low-cost investments.
Stress-Free Investing
Are you looking for a retirement plan where you can have more flexibility over how and when you invest? The TruthPoint IRA gives you greater control over your retirement savings with more investment options (including values-based investing), competitive fees, and tax advantages.
Why Us
The TruthPoint IRA offers low-cost investment options, which are pre-screened, allowing you to diversify your IRA accounts like a professional investor.
You’ll have the option to either (1) pick your own investments from our pre-screened menu or (2) obtain online advice through Morningstar® Retirement ManagerSM, which will help select the investment mix that best meets your unique situation.
Regardless of your age, income, or marital status, we’re here to help you find solutions to some of today’s most pressing retirement concerns.
Open your TruthPoint IRA quickly and easily with our completely paperless, eSignature solution.
Benefits
Professionally Screened Investments
To help diversify the TruthPoint IRA investments, investment professionals have carefully screened thousands of mutual funds and valued-based funds to select top-performing, low-cost options for your IRA.
Investment Advice
Review your retirement savings strategy anytime with our Investment Advice Engine, provided through Morningstar® Retirement ManagerSM. Our online investment tool can help you make well-informed decisions when deciding how to invest your savings.
Online Access
Stay informed and keep track of your investments 24/7 with secure online account access. Check balances, change investments, visit Morningstar® Retirement ManagerSM, view transaction history, and more at your convenience.
Consolidate IRAs
Looking to consolidate and simplify your retirement accounts and fees? The TruthPoint IRA accepts transfers and rollovers from IRAs and retirement plans. You can also add money to your IRA each year up to the annual limit ($7,000 for 2025, plus an additional $1,000 if you’re age 50 or older).
Transparent Fees
With the TruthPoint IRA, you won’t face surprise investment transaction fees or hidden fees from investment providers. Transparency and simplicity are at the core of what we do.
Customer Care Professionals and Tools
The TruthPoint IRA has self-service tools as well as trained representatives available to answer your questions and guide you through the process.
Choosing Your Investment Strategy
Below is a list of the investment options available to you in the TruthPoint IRA
Keep the Vanguard Money Market Fund
Your funds will automatically default to this option. No action is required if you wish to stick with this investment.
Manage Your Own Investments
You can choose from a wide range of investment options.
Get Professional Investment Advice
If you’re not sure what to do, you have access to online investment advice.
Interested in moving your money into an IRA?
Contact IRA Customer Support to get started.
855.610.5686 | Support@iracustomercare.com
Did you receive a letter from your former employer about your retirement plan?
If so, click below to explore your next steps.
Fees
We always strive to provide a clear, honest, and simple-to-understand fee structure. Here’s what to expect:
Annual Administration Fee
These fees cover the cost of administering your account, creating statements, executing transactions, and providing custody services, secure 24/7 online access, and Customer Care Center Support.
Investment Management Fees
There is a monthly investment management fee deducted from your account to cover the cost of screening the investments and making periodic changes to the investments available in the TruthPoint IRA.
Event-Driven Fees
These types of fees apply only if you request a service that does not involve the everyday maintenance of your account. Common examples include one-time withdrawal fees, periodic withdrawal fees, and paper statement fees.
Fees are collected by selling a prorated share of all your investments based on the total dollar amount of your fees.
Any other non-standard fees that may apply to your account are listed in the Financial Disclosure that is part of the account opening document.